Plan your systematic investment and see how your money can grow. Get year-wise projections and maturity value.
| Year | Invested (₹) | Value (₹) | Gain (₹) |
|---|
SIP (Systematic Investment Plan) maturity is computed using the future value of a series of monthly investments. Each installment is assumed to be invested at the beginning of the month. The formula used is:
FV = P × (1 + r) × ( (1 + r)^n − 1 ) / r
where P = monthly investment, r = monthly rate (annual rate ÷ 12), and n = number of months. Returns are compounded monthly. The calculator is indicative; actual returns depend on market performance.
Calculate your monthly loan payments instantly. Perfect for home loans, car loans, and personal loans.
Calculate your income tax liability based on the latest tax slabs and regimes.
Check your loan eligibility based on income, credit score, and existing obligations.
Calculate GST amounts for different tax slabs. Supports CGST, SGST, and IGST.
Calculate maturity amount and interest earned on your fixed deposits.
Plan your recurring deposits and calculate the maturity value.
SIP (Systematic Investment Plan) is a way to invest a fixed amount in a mutual fund at regular intervals (e.g. monthly). It helps average out market volatility and build wealth over time.
SIP maturity is computed using the future value of a series of monthly investments: FV = P × (1 + r) × ((1 + r)^n − 1) / r, where P = monthly investment, r = monthly rate, n = number of months. Each installment is assumed at the start of the month; returns are compounded monthly.
The calculator gives indicative returns based on the expected annual return you enter. Actual returns depend on market performance and fund performance. Use it for planning, not as a guarantee.
Yes. The SIP formula applies to any equity or debt SIP where you invest a fixed amount monthly. Enter your monthly amount, expected return and tenure to see projected maturity.
Yes. This SIP calculator is free. No signup required. Use it to plan your investments and see year-wise growth.