One-time • Compound growth

Lumpsum Calculator

Calculate maturity and returns on a one-time lumpsum investment. Compound growth. Free and easy.

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Frequently Asked Questions

What is a lumpsum investment?

A lumpsum investment is a one-time investment of a fixed amount (e.g. in a mutual fund or FD), as opposed to investing regularly via SIP. Returns depend on rate of return and tenure, with compound growth.

How is lumpsum maturity calculated?

Maturity = Principal × (1 + r)^t, where r = annual rate (as decimal) and t = tenure in years. Interest is compounded annually (or as per the product). This gives the future value of your one-time investment.

Lumpsum vs SIP: which is better?

Lumpsum: good when you have a large amount and want to invest at once. SIP: good to average out market risk and invest regularly. Both can be used together; the lumpsum calculator helps you see growth of a one-time amount.

Is the lumpsum calculator accurate?

The calculator gives indicative returns based on the expected rate you enter. Actual returns depend on market or product performance. Use it for planning, not as a guarantee.

Is this lumpsum calculator free?

Yes. This lumpsum calculator is free. See how a one-time investment can grow over time. No signup required.